PHOENIX--(BUSINESS WIRE)--Overwhelming debt can be unbearable, impacting all facets of one’s life. To remedy the situation, many people turn to bankruptcy as a debt relief option. Bankruptcy is a legal process that eliminates some — or all — of a person’s debt. The two most common types of consumer bankruptcy — Chapter 7 and Chapter 13 — address specific debts such as credit card and medical debt. Student loans, back taxes and child or spousal support payments are not relieved by bankruptcy. “W